Where can I get a real Personal Financial Planning Software?

All the Personal Financail Planning software I found just like Personal Accounting or just a Retirement Calculator. Where can I find a real Personal Financial Planning software which covered everything included my clear dept planning, risk protection, education and retirement planning?

Hi, I can recommend you a piece of software I have been using lately and am quite happy with - Personal Finance Associate by Parcus Group. Simple to use software with features incl. budgeting, financial planning templates, shares valuation, real estate investments analysis, life insurance, taxation calculator etc.

In Singapore nothing is good enough yet. Fundsupermart should be the better among all.

How to have good Financial Planning for single income?

In the uncertainty world it looks difficult to have good financial planning for people who has single income. does anybody share with me?

First list all your expenses over a given time period like per month. Next list your income. Add both up--if your expenses are greater than your income you need to do one of two things. A: reduce your expenses or B: increase your income. Once you have your needs covered, you give yourself something to spend that's extra but not too much. Set up a regular savings plan with your bank. Even if it's only a few dollars per month going into a savings account, it will add up. Try not too look at it and let it grow so you will have it in case of a major emergency like losing your job or something like that. Seeing a huge sale on collector dolls on the shopping channel is not a major emergency. Once you learn to live within your means, everything else is downhill from there. You might buy a book on personal finance. They have lots of them at the local bookstore. Or you can just go to your local library and read them for free!